Long-Term Rental Financing

DSCR Loan

Qualify based on the property's rental income — not your personal tax returns or W-2. The go-to product for buy-and-hold investors building a portfolio.

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Up to 85% LTV

Maximize leverage on your rental investment with up to 85% loan-to-value.

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$50K – $4M

From single-family rentals to large multi-family — we cover the full range.

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5–40 Year Terms

Flexible term lengths so you can match your hold strategy and cash flow goals.

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620+ Credit Score

No W-2, no tax returns required. We qualify on the property's rental income.

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DSCR as Low as 0.75

We work with properties that don't fully cover debt service — most lenders won't go below 1.0.

Short-Term Value-Add

Fix & Flip

Short-term acquisition and rehab financing for investors moving fast on value-add opportunities. We find you the terms — you focus on the project.

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Up to 80% LTV

Competitive leverage on acquisition with rehab funds structured to your project timeline.

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$50K – $5M+

From small single-family flips to large-scale projects — we work across the full range.

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6–12 Month Terms

Short-term structures designed around your rehab scope and exit timeline.

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620+ Credit Score

Accessible terms for experienced and newer investors alike. Speed matters — we move fast.

Transitional Capital

Bridge Loan

Short-term capital to bridge the gap between where you are and where you're going. We find lenders who move fast and structure flexible terms.

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Up to 93.5% LTV

One of the highest LTVs available — ideal for investors who need to preserve capital.

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$150K – $5M+

Available for residential, multi-family, and commercial bridge scenarios nationwide.

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6–24 Month Terms

Flexible terms whether you're stabilizing, repositioning, or waiting on a long-term refi.

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680+ Credit Score

Interest-only options available to keep your carry costs low during the bridge period.

* Ranges shown are based on a network of lenders and are not guaranteed. Final terms are subject to qualification, property type, credit profile, and lender approval.

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