Calculators — Kinship Commercial Lending

Rental Property Calculator

Determine the profitability of single-family, multi-family, or commercial rentals.
Analyze monthly cash flow, cap rate, and cash-on-cash ROI.
Factor in mortgage, taxes, insurance, vacancy, and management costs.

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BRRRR Calculator

Analyze the full Buy, Rehab, Rent, Refinance, Repeat cycle.
Calculate equity captured, cash-on-cash return, and leftover cash after refi.
See whether your deal truly recycles your capital or ties it up.

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Fix & Flip Calculator

Calculate your potential profit on a fix and flip before you buy.
Factor in purchase price, rehab budget, holding costs, and selling costs.
See your net profit and ROI based on your after-repair value (ARV).

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DSCR Calculator

Find out if your rental property qualifies for DSCR financing.
Calculate your Debt Service Coverage Ratio from rent and loan details.
Gold standard is 1.20+ — but we can go as low as 0.75.

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Amortization Calculator

See your exact monthly payment for any loan amount, rate, and term.
Choose from 30yr, 15yr, ARMs, interest-only, and more.
Get a full month-by-month amortization schedule.

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Affordability Calculator

Find out how much home you can actually qualify for.
Enter your income, debts, and down payment to get your max purchase price.
See your front-end and back-end DTI ratios side by side.

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Refinance Calculator

Compare rate & term refi vs. cash-out refi side by side.
See monthly savings, break-even point, and lifetime interest saved.
Calculate how much equity you can pull out with a cash-out refi.

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Ready to move forward?

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